Developed by Dreamlopments, M-FUND is an innovative, non-profit micro-health insurance scheme providing affordable healthcare to migrant and stateless communities. The initiative’s groundbreaking delivery model was recognized internationally as a finalist for the prestigious European Microfinance Award in Luxembourg for inclusive healthcare financing. In 2025, M-FUND was awarded First Prize in the Global Development Network (GDN) Japanese Award for Most Innovative Development Project, celebrating digital transformation in Universal Health Coverage.